Preheat oven to 425°F. Spread frozen tater tots on a baking sheet and bake for 20 to 25 minutes until golden and crispy.

While tots bake, heat olive oil in a large skillet over medium heat. Add ground beef, season with salt and pepper, and cook until browned, about 8 to 10 minutes. Drain excess grease.

Once tater tots are done, let cool briefly then lightly crush them with a fork or potato masher into smaller pieces.

In a large bowl, combine the crushed tater tots, cooked beef, cheddar cheese, and Monterey Jack cheese. Mix until well combined.

Warm tortillas in a dry skillet or microwave for 15 seconds each to prevent cracking.

Lay each tortilla flat and spoon filling down the center. Drizzle with chipotle sauce and add a dollop of sour cream.

Fold sides of tortilla inward, then roll from bottom up to form a tight burrito. Place seam-side down in a greased baking dish.

Sprinkle extra cheese over the top of all burritos. Bake at 375°F for 5 to 7 minutes until cheese melts and turns golden.

Let rest for 2 minutes, then garnish with optional toppings and serve immediately.